Defend Your Educators and Your District’s Identity

When educators are sued for professional liability, uninsured schools may be forced to bear the full burden of legal defense costs, settlements, and the public fallout that can follow.

These claims can quickly drain district resources, disrupt operations, and erode public trust.

PEAT offers professional liability insurance purchased by the district to protect both the institution and its educators, covering legal expenses, damages, and defense against claims tied to professional duties.

Protect your educators and your vital resources. Call 903-571-1367 to explore customized professional liability coverage.

Why Provide Educator Professional Liability Insurance in Texas?

Coverage Highlights

Negligence or Errors in Instruction

Protects the school district when educators are accused of failing to provide appropriate instruction or support, resulting in student harm or academic setbacks.

Violation of Student Rights

Covers legal expenses and damages if an educator is accused of infringing on a student’s rights, such as free speech, privacy, or due process.

Failure to Educate or Supervise

Guards against claims that a student was harmed or disadvantaged due to an educator’s failure to supervise, monitor, or deliver required educational services.

Employment Practices Liability

Provides coverage for claims related to wrongful termination, discrimination, or harassment brought by other school employees or staff members.

Libel, Slander, or Defamation

Defends educators and the district against claims of spoken or written statements that allegedly harmed someone’s reputation.

Disclaimer: The Coverage Document, not this webpage, forms the contract between the Member and the Pool. The Coverage Document contains limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only.