Coverage Highlights
Premises Operations
Covers bodily injury or property damage that occurs on school property or during school operations.
Products and Completed Operations
Protects against claims arising from products distributed by the school or services completed by school employees.
Fire Legal Liability – $50,000
Provides up to $50,000 in coverage if the school is legally liable for fire damage to rented or temporarily occupied premises.
Corporal Punishment
Covers claims related to alleged bodily injury resulting from disciplinary actions involving physical contact.
Limited Worldwide Coverage
Extends liability protection for certain incidents occurring outside the United States, provided the claim is filed within policy territory.
Additional Persons Insured
Includes designated individuals or organizations under the policy who may require coverage due to their relationship with the school.
Employee Benefits Liability
Covers claims arising from errors or omissions in the administration of employee benefit programs, with sub-limits of $1,000,000/$1,000,000 and a $1,000 deductible.
Disclaimer: The Coverage Document, not this webpage, forms the contract between the Member and the Pool. The Coverage Document contains limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only.
