Coverage Highlights
Extra Expense – $250,000
Cover additional operating costs incurred to continue educational services following a covered loss, such as temporary relocation or expedited repairs.
Valuable Papers – $100,000
Protect important physical documents like transcripts, blueprints, or legal records that may be lost or damaged due to fire, flood, or other covered events.
Accounts Receivable, including electronic media – $100,000
Reimburse lost income or increased costs resulting from the inability to recover receivables stored in physical or electronic formats.
Fine Arts – $25,000
Insure artwork, sculptures, or culturally significant displays against damage, theft, or destruction while on school premises.
Underground Pipes – $100,000
Include coverage for damage to buried utilities such as water lines, sewer systems, or sprinkler pipes under school grounds.
Personal Property in Transit – $100,000
Protect school-owned items like laptops, band instruments, or teaching materials while being transported between locations.
Mobile, Portable, or Contractor’s Equipment – $100,000
Safeguard items such as maintenance tools, groundskeeping machinery, or contractor-owned equipment used on campus.
Computers, Media, and Communications Equipment – $500,000
Cover computers, servers, audiovisual devices, and digital storage media critical to classroom instruction and administrative operations.
Rented, Leased, or Borrowed Equipment – $50,000
Provide coverage for temporary-use equipment that is not school-owned but is in your possession and necessary for operations.
Disclaimer: The Coverage Document, not this webpage, forms the contract between the Member and the Pool. The Coverage Document contains limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only.
