Coverage Highlights
Property Damage
Covers the cost to repair or replace school equipment and systems damaged by a covered mechanical or electrical breakdown.
Business Income
Reimburses lost revenue if a covered equipment failure causes the school to suspend operations.
Extra Expense
Covers additional costs incurred to minimize disruption and continue operations after a breakdown, such as temporary rentals or relocation.
Utility Interruption
Protects against income loss or equipment damage resulting from a utility failure caused by a covered equipment breakdown.
Expediting Expenses
Pays for rush repairs or shipping to quickly restore damaged equipment and resume school operations.
Water Damage
Covers damage caused by water resulting from the sudden and accidental breakdown of covered equipment, like a burst boiler.
Spoilage
Reimburses the value of food or perishable items ruined due to a breakdown of refrigeration or climate control systems.
Disclaimer: The Coverage Document, not this webpage, forms the contract between the Member and the Pool. The Coverage Document contains limits, exclusions, and conditions that are not listed here. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This webpage is provided for informational purposes only.
